The simplest way to earn interest on your crypto
Earn, invest, and send money with self-custody.
Don't see your country yet? Join the waitlist.
Base APY rates as of February 16th, 2024. APYs are variable.
Earn up to 10% variable APY on your money
Earn more interest on your money with USDC, USDT, DAI, and ETH. Base APY rates as of February 16th, 2024. APYs are variable.
Download the app
Learn more
Invest in Bitcoin, Ethereum and 100+ more, safely
Buy and sell BTC, ETH, USDT, USDC, DAI, and 100+ more.
Download the app
Learn more
Send money instantly, for free
Pay anyone instantly in 60+ countries for free.
Download the app
Learn more
Your money is safer on Sock
We never touch your money
Sock is self-custodial, so your money is always safe.
Convert cash to crypto
Move your money in and out of crypto in minutes.
Your funds are safe and secure
Industry leading security for peace of mind.
Frequently asked questions
How is Sock different from CoinBase, Binance etc?
Sock is entirely self-custodial, meaning we never touch your funds, they are secured on the blockchain, and can only be accessed by you. Centralized exchanges like Coinbase and Binance hold custody of your money, and can be perceived as an additional layer of risk. Additionally, most centralized exchanges will charge fees for earning that are opaque, and may appear to earn lower vAPYs.
Is Sock Safe? What does non-custodial / self-custodial mean?
Sock uses industry-leading security for peace of mind. Non-custody means that Sock never touches or controls your money. Your funds are secured on the blockchain, and can only be accessed and controlled by you.
Does Sock re-invest or loan out my funds?
No, sock never touches customer funds. Unlike traditional banks or other investing apps, your money stays in your account and is always available to you. Sock is a non-custodial investment app.
How are swaps fee-free?
Sock operates the Arbitrum blockchain network. Arbitrum is lightning fast and inexpensive to transact on. Sock sponsors the cost of any network fees, making it free for you to make swaps. Excluding Bitcoin.
How can I send money for free?
Sock uses blockchain technology to instantly send crypto to any address on the Arbitrum network. Because Arbitrum is a fast and inexpensive network to transact on, Sock sponsors the cost of any network fees, making it free for you to send money.
Where is Sock available?
Sock is available in 60+ countries worldwide on iOS and Android platforms. Supported countries include Argentina, Australia, Bahamas, Barbados, Bolivia, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, France, Germany, Guatemala, Honduras, Hong Kong, India, Indonesia, Ireland, Italy, Jamaica, New Zealand, Nicaragua, Panama, Paraguay, Peru, Philippines, Portugal, Scotland, Singapore, Spain, Switzerland, Taiwan, Thailand, United Kingdom, United States, Uruguay, Vietnam. Don't see your country on the list? Add your email to the waitlist at https://sock.app/waitlist to show your interest in Sock and be notified when we launch in your country
What networks does Sock support?
Sock currently runs on the Arbitrum blockchain network and the Bitcoin blockchain network. Sock supports buying, selling, swapping, sending, and receiving crypto or tokens on Arbitrum or Bitcoin.
How does Sock make money?
Sock takes a small transaction feee (.85%) on all investing trades (swaps).
